{"id":3333,"date":"2025-09-11T09:28:31","date_gmt":"2025-09-11T06:28:31","guid":{"rendered":"https:\/\/carteverde.md\/?p=3333"},"modified":"2025-09-11T09:28:39","modified_gmt":"2025-09-11T06:28:39","slug":"zelenaya-karta-onlayn-2025","status":"publish","type":"post","link":"https:\/\/carteverde.nldsite.com\/ru\/zelenaya-karta-onlayn-2025\/","title":{"rendered":"\u0417\u0435\u043b\u0451\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u041e\u043d\u043b\u0430\u0439\u043d"},"content":{"rendered":"\n

Procedur\u0103 de emitere digit\u0103 a fost aprobat\u0103 de autorit\u0103\u021bi.<\/h2>\n\n

<\/p>\n\n

Din 1 noiembrie 2024 s-a renun\u021bat la formularul Cartea Verde pe suport de h\u00e2rtie, acel formular clasic cu care ne-am deprins de culoare verde. Din 1 ianuarie 2025 cartea verde poate fi de\u021binut\u0103 doar \u00een format digital, dar nu este exclus\u0103 varianta pe h\u00e2rtie. Asta ar \u00eensemna c\u0103 \u00eentocmind asigurarea pe CarteVerde.md<\/a> ve\u021bi primi un email cu cartea verde online in format PDF pe care fie o p\u0103stra\u021bi \u00een telefon fie o imprima\u021bi. \u00cen cazul \u00een care sunte\u021bi opri\u021bi de autorit\u0103\u021bile dintr-un alt stat sau trebuie s\u0103 prezenta\u021bi Cartea Verde la frontier\u0103, o ve\u021bi putea face direct din telefon, simplu \u0219i rapid. Acest lucru nu doar c\u0103 v\u0103 economise\u0219te timp \u0219i resurse, dar adaug\u0103 \u0219i un plus de confort c\u0103l\u0103toriilor interna\u021bionale.<\/p>\n\n

Desigur cel mai important \u0219i major avantaj este c\u0103 nu mai trebuie s\u0103 v\u0103 deplasa\u021bi la sediile asiguratorilor sau brokerilor de asigurare pentru a ob\u021bine asigurarea carte verde dar o face\u021bi online.<\/p>\n\n

Anterior, pierderea formularului carte verde, care era un formular de strict\u0103 eviden\u021b\u0103 necesita declararea pierderii lui la Monitorul Oficial pentru a putea ob\u021bine un duplicat al asigur\u0103rii Carte Verde. Acum av\u00e2nd cartea verde online, \u00een cazul \u00een care nu g\u0103si\u021bi fi\u0219ierul PDF, un duplicat se elibereaz\u0103 la fel digital dup\u0103 o procedur\u0103 simpl\u0103 de identificare a asiguratului.<\/p>\n\n

Elementele esen\u021biale pentru confirmarea valabilit\u0103\u021bii asigur\u0103rii:<\/strong><\/h2>\n\n

Termenul de valabilitate al C\u0103r\u021bii Verzi<\/h4>\n\n

Num\u0103rul de \u00eenmatriculare al vehiculului<\/h4>\n\n

Categoria vehiculului<\/h4>\n\n

Marca \u0219i modelul vehiculului<\/h4>\n\n

Valabilitatea teritorial\u0103 a c\u0103r\u021bii verzi<\/h4>\n\n

Numele \u0219i prenumele asiguratului<\/h4>\n\n

Asiguratorul care a emis cartea verde online<\/h4>\n\n

\u00cen plus, un element nou \u0219i important va ap\u0103rea pe acest document: un QR code. Acest cod, atunci c\u00e2nd este scanat cu un dispozitiv mobil, va direc\u021biona utilizatorul pe site-ul oficial al B\u0103ncii Na\u021bionale a Moldovei (BNM), unde va putea verifica valabilitatea asigur\u0103rii. La fel orice carte verde poate fi verificat\u0103 acces\u00e2nd portalul BNM<\/a>. Astfel, orice autoritate sau institu\u021bie care va solicita acest document (cum ar fi poli\u021bia sau vama) va putea verifica rapid \u0219i eficient dac\u0103 asigurarea este valid\u0103.<\/p>\n\n

De asemenea, pe Cartea Verde va fi prezent un tabel care indic\u0103 \u021b\u0103rile pentru care asigurarea este valabil\u0103. Este important de men\u021bionat c\u0103, \u00een cazul \u00een care exist\u0103 o marcaj «X» \u00een fa\u021ba unei \u021b\u0103ri, \u00eenseamn\u0103 c\u0103 Cartea Verde nu este valid\u0103 pe teritoriul respectiv, iar conduc\u0103torul auto va trebui s\u0103 \u00eencheie o asigurare RCA local\u0103. \u021a\u0103rile \u00een care cartea verde este valabila:<\/p>\n\n

\"\"<\/figure>\n\n

Cite\u0219te articol detaliat despre Sistemul Carte Verde<\/a><\/em><\/p>\n\n

Avantajele C\u0103r\u021bii Verzi Digitale<\/strong><\/h2>\n\n

Treptat, Cartea Verde digital\u0103 va deveni standardul pentru to\u021bi posesorii de vehicule care circul\u0103 \u00een \u021b\u0103rile sistemului Carte Verde. Iat\u0103 c\u00e2teva dintre principalele avantaje ale acestei proceduri:<\/p>\n\n

Economie de timp \u0219i bani<\/h4>\n\n

Poate cel mai evident avantaj este economisirea timpului. Nu va mai trebui s\u0103 v\u0103 deplasa\u021bi personal la sediile asigur\u0103torilor sau brokerilor pentru a ob\u021bine Cartea Verde. Totul va fi realizat online, direct de pe site-ul asigur\u0103torului sau platformele specializate. Mai mult, eliminarea necesit\u0103\u021bii de a tip\u0103ri documente va reduce \u0219i costurile asociate cu h\u00e2rtia \u0219i transportul.<\/p>\n\n

Accesibilitate \u0219i comoditate<\/h4>\n\n

Cartea Verde Online \u2013 \u00een format digital, este mult mai u\u0219or de accesat. O ave\u021bi la \u00eendem\u00e2n\u0103 oric\u00e2nd, direct pe telefonul mobil sau pe orice alt dispozitiv conectat la internet. Nu va mai trebui s\u0103 v\u0103 face\u021bi griji c\u0103 a\u021bi pierdut sau uita\u021bi documentul acas\u0103. Dac\u0103 se \u00eent\u00e2mpl\u0103 acest lucru, pute\u021bi solicita un duplicat digital foarte rapid.<\/p>\n\n

Siguran\u021b\u0103 \u0219i protec\u021bie \u00eempotriva pierderii<\/h4>\n\n

\u00cen trecut, pierderea C\u0103r\u021bii Verzi fizice putea \u00eensemna un proces \u00eendelungat de solicitare a unui duplicat, care includea \u0219i publicarea pierderii \u00een Monitorul Oficial. Cu varianta digital\u0103, \u00een cazul \u00een care nu g\u0103si\u021bi fi\u0219ierul PDF sau dac\u0103 telefonul dumneavoastr\u0103 este deteriorat, ve\u021bi putea ob\u021bine un duplicat digital printr-o procedur\u0103 simpl\u0103 de identificare.<\/p>\n\n

Verificare rapid\u0103 a valabilit\u0103\u021bii c\u0103r\u021bii verzi<\/h4>\n\n

Cu noul sistem digital, ve\u021bi putea verifica instantaneu valabilitatea asigur\u0103rii utiliz\u00e2nd QR-ul de pe Cartea Verde, f\u0103r\u0103 a fi nevoie de interven\u021bia unui angajat al autorit\u0103\u021bilor sau de a a\u0219tepta procesarea unui document fizic.<\/p>\n\n

Reducerea birocra\u021biei \u0219i simplificarea procedurilor<\/h4>\n\n

Digitalizarea procesului reduce considerabil birocra\u021bia \u0219i \u00eembun\u0103t\u0103\u021be\u0219te transparen\u021ba, f\u0103c\u00e2nd mai u\u0219or accesul la informa\u021biile esen\u021biale \u0219i facilit\u00e2nd interac\u021biunea \u00eentre asigur\u0103tori \u0219i clien\u021bi.<\/p>\n\n

Cum se Proceseaz\u0103 O Cartea Verde Online?<\/strong><\/h2>\n\n

Pentru a ob\u021bine Cartea Verde online, procesul este simplu \u0219i eficient. Iat\u0103 pa\u0219ii de urmat:<\/p>\n\n

\u00cencheierea Asigur\u0103rii<\/strong><\/h3>\n\n
Accesa\u021bi platforma oficial\u0103 de emitere asigur\u0103rii Carte Verde Online:<\/h5>\n\n

www.carteverde.nldsite.com<\/a> , sec\u021biunea Carte Verde Online<\/a>. Completa\u021bi formularul de comand\u0103:<\/p>\n\n

Introduce\u021bi datele Asiguratului (IDNP \/ IDNO),<\/h5>\n\n
Completa\u021bi cu num\u0103rul certificatului de \u00eenmatriculare,<\/h5>\n\n
Alege\u021bi data \u00eenceperii asigur\u0103rii,<\/h5>\n\n
Selecta\u021bi zona de valabilitate,<\/h5>\n\n
Alege\u021bi perioada de asigurare<\/h5>\n\n

<\/p>\n\n

Plata Asigur\u0103rii<\/strong><\/h3>\n\n

Dup\u0103 completarea formularului, ve\u021bi proceda la plata asigur\u0103rii. Plata se poate face online, prin modulul de plata al MAIB, integrat pe site.<\/p>\n\n

Primi\u021bi Cartea Verde Online<\/strong><\/h3>\n\n

Dup\u0103 procesarea pl\u0103\u021bii, ve\u021bi primi un e-mail cu fi\u0219ierul PDF al C\u0103r\u021bii Verzi. Acesta va con\u021bine toate informa\u021biile necesare, poli\u021b\u0103 \u0219i contract.<\/p>\n\n

P\u0103stra\u021bi Documentul<\/strong><\/h3>\n\n

Salva\u021bi documentul pe telefonul mobil sau pe alt dispozitiv pentru a-l avea la \u00eendem\u00e2n\u0103 ori de c\u00e2te ori ave\u021bi nevoie s\u0103 \u00eel prezenta\u021bi. Dup\u0103 posibilitate imprima\u021bi cartea verde pentru a avea siguran\u021ba accesibilit\u0103\u021bii.<\/p>\n\n

Aten\u021bie! \u00cen\u00a0Lituania, Luxemburgul \u0219i Portugalia\u00a0vor solicita de\u021binerea poli\u021bei pe suport de h\u00eertie.<\/p>\n\n

Schimbarea de la Cartea Verde pe h\u00e2rtie la varianta digital\u0103 este un pas important \u00een direc\u021bia moderniz\u0103rii sistemului de asigur\u0103ri auto interna\u021bionale \u0219i na\u021bionale. Aceasta va aduce multiple beneficii, cum ar fi economisirea de timp \u0219i bani, reducerea birocra\u021biei \u0219i, nu \u00een ultimul r\u00e2nd, o mai mare u\u0219urin\u021b\u0103 \u00een accesarea \u0219i utilizarea C\u0103r\u021bii Verzi online. Prin rocese similare au trecut deja multe state europene, iar digitalizarea a adus doar beneficii asigura\u021bilor.<\/p>\n\n

Digitalizarea asigur\u0103rilor la nivel European<\/em><\/strong><\/h2>\n\n

Estonia \u2013 model de digitalizare \u00een asigur\u0103ri \u0219i servicii<\/strong><\/h3>\n\n

Estonia este recunoscut\u0103 la nivel global pentru excelenta sa infrastructur\u0103 digital\u0103 \u0219i servicii publice electronice avansate\u2014conceptul \u201ee-Estonia\u201d este un exemplu de referin\u021b\u0103<\/p>\n\n

Aceast\u0103 economie digital\u0103 integrat\u0103 ofer\u0103:<\/p>\n\n

    \n
  • Identificare electronic\u0103 obligatorie (e-ID), utilizat\u0103 pentru accesarea serviciilor (inclusiv fintech \u0219i asigur\u0103ri)<\/li>\n\n\n\n
  • Implementarea re\u021belei securizate \u201eX-Road\u201d, care permite interoperabilitatea instantanee a datelor \u00eentre institu\u021bii (ex. date medicale partajate rapid cu paramedici)<\/li>\n\n\n\n
  • Prescrip\u021bii digitale (peste 99% dintre re\u021bete emise online) \u0219i acces la servicii medicale electronice<\/li>\n<\/ul>\n\n

    Aceste fundamente se transpun \u0219i \u00een industria asigur\u0103rilor prin:<\/p>\n\n

      \n
    • Emisia poli\u021belor \u0219i plat\u0103 online \u00een timp real.<\/li>\n\n\n\n
    • Procesare automatizat\u0103 \u0219i rapid\u0103 a cererilor de desp\u0103gubire.<\/li>\n\n\n\n
    • Transparan\u021b\u0103 \u0219i acces permanent la contul clientului, integrat cu alte sisteme electronice.<\/li>\n<\/ul>\n\n

      Alte exemple notabile: Cehia \u0219i Suedia<\/strong><\/h3>\n\n
        \n
      • Cehia: unele companii de asigur\u0103ri opereaz\u0103 exclusiv online, ceea ce arat\u0103 maturitate digital\u0103 \u00een v\u00e2nz\u0103ri \u0219i interac\u021biuni cu clien\u021bii.<\/li>\n\n\n\n
      • Suedia: este adesea men\u021bionat\u0103 \u00een sondaje ca una dintre cele mai digitizate \u021b\u0103ri europene (suedezii utilizeaz\u0103 servicii bancare digitale, guvernamentale, transport etc.), incluz\u00e2nd \u0219i domeniul asigur\u0103rilor.<\/li>\n<\/ul>\n\n

        Beneficiile digitiz\u0103rii pentru pia\u021ba de asigur\u0103ri \u0219i asigura\u021bi<\/em><\/strong><\/h2>\n\n
          \n
        1. Personalizare \u0219i echitate: evaluare bazat\u0103 pe comportament, nu doar demografie. \u0218oferii responsabili pot beneficia de reduceri<\/li>\n\n\n\n
        2. Convenien\u021b\u0103 \u0219i vitez\u0103: emiterea poli\u021belor \u0219i cota\u021bii instant. Clien\u021bii pot gestiona totul online, f\u0103r\u0103 vizite fizic.<\/li>\n\n\n\n
        3. Eficien\u021b\u0103 \u0219i u\u0219urin\u021b\u0103 \u00een procesare: AI accelereaz\u0103 solu\u021bionarea daunelor, pre\u021buri online adaptate.<\/li>\n\n\n\n
        4. Cre\u0219terea \u00eencrederii: utilizatorii prefer\u0103 canale digitale transparente \u0219i rapide oferind experien\u021be mai bune<\/li>\n<\/ol>\n\n

          <\/p>\n","protected":false},"excerpt":{"rendered":"

          Procedur\u0103 de emitere digit\u0103 a fost aprobat\u0103 de autorit\u0103\u021bi. Din 1 noiembrie 2024 s-a renun\u021bat…<\/p>\n","protected":false},"author":1,"featured_media":3329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39],"tags":[53],"class_list":["post-3333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zelenaya-karta","tag-strahovkagrinkarta"],"acf":[],"yoast_head":"\n\u0417\u0435\u043b\u0451\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u043e\u043d\u043b\u0430\u0439\u043d \u2013 \u0446\u0438\u0444\u0440\u043e\u0432\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0431\u044b\u0441\u0442\u0440\u043e \u0438 \u0443\u0434\u043e\u0431\u043d\u043e — Carte Verde<\/title>\n<meta name=\"description\" content=\"\u0417\u0435\u043b\u0451\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u043e\u043d\u043b\u0430\u0439\u043d - \u0443\u0437\u043d\u0430\u0439\u0442\u0435, \u043a\u0430\u043a \u0431\u044b\u0441\u0442\u0440\u043e \u0438 \u0443\u0434\u043e\u0431\u043d\u043e \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c, \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u0435\u0451 \u0447\u0435\u0440\u0435\u0437 QR-\u043a\u043e\u0434 \u043d\u0430 \u0441\u0430\u0439\u0442\u0435 \u041d\u0411\u041c, \u043f\u0443\u0442\u0435\u0448\u0435\u0441\u0442\u0432\u0443\u0439\u0442\u0435 \u0431\u0435\u0437 \u0431\u044e\u0440\u043e\u043a\u0440\u0430\u0442\u0438\u0438\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carteverde.nldsite.com\/ru\/zelenaya-karta-onlayn-2025\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0417\u0435\u043b\u0451\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u043e\u043d\u043b\u0430\u0439\u043d \u2013 \u0446\u0438\u0444\u0440\u043e\u0432\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0431\u044b\u0441\u0442\u0440\u043e \u0438 \u0443\u0434\u043e\u0431\u043d\u043e — Carte Verde\" \/>\n<meta property=\"og:description\" content=\"\u0417\u0435\u043b\u0451\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u043e\u043d\u043b\u0430\u0439\u043d - 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